Who is Responsible for Accidents on HOA Property?
HOA or Condo associations have a duty of ordinary and reasonable care. If a person is walking in a communal space, whether...
What are Replacement Cost Valuations?
You know that your association needs to have insurance. This is particularly the case for condo buildings, where your...
Stay Prepared Even If You ARE NOT in a Flood Zone: A Proactive Approach to Protecting Your Property
Mother Nature is often very unpredictable. Just because you don't live in a flood zone doesn't mean you are safe without...
Purpose and Types of Community Associations
The purpose of the community or condo association is to provide for the community, business and governance aspects of the...
Why Your Community Association Needs Flood Insurance
Do you know what the most common and costly natural disaster is? According to the federal government, it is floods. The...
Board Members, What HOA Insurance Does Your Community Have in Place?
Serving as an HOA member of the Board is an important job. The homeowners in the HOA count on you to do what's best for the...
Community Insurance | Does Your Community Need Landscaping Coverage?
Many community associations have beautiful landscaping valued at hundreds and perhaps thousands of dollars. As with any...
Community Insurance | What To Do When There Is A Claim
You work hard and are proud of the job you do for your community. When it comes to community insurance, you have made sure...
What You Need To Know About Directors & Officers Insurance
Directors and officers of a community regularly make decisions that impact the lives of fellow residents and the association...
Does a Community Association Need an Umbrella Policy?
The Simple Answer? Yes, but why? An umbrella policy provides a cost effective way to provide higher limits to protect the...